Thank you for this post. I am a big fan of this website. Would like to keep updated.

If you are going onto a consumer proposal then there was no need to pay anyone other than a Licensed Insolvency Trustee. By law they are the only ones who can charge a fee (one set by the government) for providing a consumer proposal. The law (Bankruptcy and Insolvency Act) states that no one other than a Licensed Insolvency Trustee is even allowed to do the paper work for a consumer proposal. If you are referred to a trustee for a consumer proposal by a debt consultant or debt relief company, then it is normal for these kinds of companies to want to bill you for their consulting services. These same services are offered for free by non-profit credit counselling organizations like ours (and even trustees will talk to you for free), but we live in a free country and businesses can try to charge people for whatever service they can convince them to pay for – even when that service is offered for free by many others.

Hi sorry. i just read your reply to Marty. i just spoke ccdr yesterday and they asked 700 for their fees. and i sent my drivers. am i screwd right now.