Great questions! We aren’t, however, tax experts and would hate to give you the wrong information. The best thing to do would be to give CRA a quick call and get the right answer the first time. While CRA sometimes gets a bad rap for being slow on the phones, if you can call mid-week and during the day, the wait on hold typically isn’t too bad. Get their contact info here: https://www.canada.ca/en/revenue-agency/corporate/contact-information/telephone-numbers.html If you don’t want to call CRA, contact an accounting professional who deals with personal income tax returns. They should be able to answer your questions too.

If you file taxes late by a few years and were entitled to GST/HST Credits and OTB. Will you get them for all the years you were late or do you lose out? Also, on the late filed taxes, it seems they did not refund the CPP and EI overpayments. Is this normal if you file late?